SASSA Card Declined – Reasons why SASSA card declined

The SASSA card is used by beneficiaries of social grants such as care dependency grants, old age grants, or grants in aid, in South Africa to receive their grants electronically. It’s a debit card that allows beneficiaries to withdraw their grants from ATMs, pay for purchases at point-of-sale machines, and make transfers. It’s an important tool for delivering social welfare benefits to eligible individuals and families in South Africa.

SASSA Card Declined - Reasons why SASSA card declined
SASSA Card Declined – Reasons why SASSA card declined

Postbank, an organization in South Africa responsible for handling SASSA grants has informed the government about the issues regarding the SASSA cards. These issues impede the SASSA beneficiaries from withdrawing their grant funds from ATMs and retailers while using SASSA cards. However, Postbank is also working to resolve these issues and has announced that these issues will be rectified soon.

If your SASSA card declined, it might be due to many reasons. You will receive a notification stating that your card is invalid or the transaction declined due to insufficient funds. You don’t need to worry as these issues are mostly due to technical faults in the Postbank system, leading to declined withdrawal. Some important reasons why your SASSA card was declined are given below.

Reasons why SASSA card declined

Here are a few reasons why your SASSA card declined:

Insufficient Funds in Your Account

It may be that your SASSA account does not have enough funds in it. So always check your SASSA balance before you use your SASSA card.

Limited SASSA Funds

SASSA funds are sometimes limited and it may take up to two days to receive your SASSA grant.

Incorrect PIN

Sometimes beneficiaries enter the incorrect PIN for their SASSA card which results in a declined SASSA card.

Technical issues in the Postbank System

Some glitches may arise in the Postbank system when the workload is high. This can result in a declined SASSA card, even when your grant has been approved.

Blocked Personal Account 

If the bank account you used in your grant application is blocked or has pending transactions, your SASSA card will be declined

Involvement in Fraudulent Activities

If SASSA finds out that your SASSA card was used in fraudulent activities or was involved in any suspicious activity, it will be blocked until further investigation.

Income Limit Exceeded

If your income exceeds the income limit of SASSA established through the Means Test (R624), your SASSA card will be declined.

Discontinued/Canceled Grant

If the grant you are receiving is canceled or discontinued by SASSA, it will result in a declined SASSA card.

Expired SASSA Card

If your SASSA card has expired, then it will ultimately be declined. You should renew your card to use it again.

Issues in ATM

The SASSA card may also be declined due to technical problems in the ATM you’re using. Trying another ATM can help resolve the issue.

Withdrawal Restrictions

Your SASSA may have reached its daily withdrawal limits. It’s important you check your daily withdrawal limit before using your SASSa card.

Damaged SASSA card

If your SASSA card is damaged or its chip is cracked or worn out, it might not work. In such a case, you should request a replacement card from SASSA.

Lost or Stolen Card: If your card is lost, it must be reported to the SASSA team to prevent unauthorized access.

How to Resolve the Issue of SASSA Card Declined

How to Resolve the Issue of SASSA Card Declined
How to Resolve the Issue of SASSA Card Declined

If your SASSA card is declined, here is a guide to resolve this issue:

  • Make sure that your SASSA card is not damaged, and that its chip is not cracked.
  • Contact the Postbank helpline at 0800 53 54 55 and explain your problem to the bank’s representative. 
  • Provide the information the Postbank representative inquires. 
  • Follow the guidance of the bank’s representative to resolve your SASSA card issue.
  • If there is a system failure, you can return to the ATM after some time to withdraw your grant funds.
  • Change your SASSA payment method to withdraw your grant funds without an ATM if you have an emergency.

If the above method doesn’t work then follow the instructions given below:

  • If your SASSA card declines or you face any error while withdrawing your SASSA grant funds, call the SASSA toll-free number at 0800 601 1011 to talk to SASSA’s representative.
  • Provide the information the SASSA’s representative inquires.
  • Follow the SASSA’s representative instructions to resolve your SASSA card issue.
  • If there is any issue with the ATM you’re using, then you can try to withdraw your funds at a different ATM or you can try later.
  • You can also change your SASSA payment method to withdraw your grant funds without an ATM.
  • You can also transfer money from SASSA card to Capitec or any other bank account you have if you’re facing an emergency.

SASSA Card Blocked

If you’re a South African citizen receiving social grants from the government, you are most likely to have an SASSA card. SASSA card acts as a lifeline for the SASSA beneficiaries, as it provides an easy pathway to withdraw the grant funds. If you accidentally or intentionally blocked your SASSA card, here are some ways to unblock it:

SASSA Card Blocked
SASSA Card Blocked

Visiting Your Nearest SASSA Office

Visiting your nearest SASSA office if your SASSA card was blocked due to technical issues or if you need clarification is beneficial. The SASSA staff will assist you in unblocking your card and resolving any issues you may be facing.

Resetting Your PIN

If you are sure your card is blocked because you entered the wrong PIN too many times, you can reset your PIN at your nearest SASSA office. They only ask you to provide identification to prove that you are the cardholder, and that’s it.

Waiting for the Block to Expire

SASSA cards can be blocked if the daily withdrawal limit is exceeded. It is not a big problem as you just have to wait until the next day, and the block expires. You can then use your card as normal.

Reactivating Your Card

If you fail to collect your grant on time, this can also block the SASSA card. You must reactivate your card by visiting the nearest SASSA office with your proof of identity and grant application.

Retrieve Your PIN

You can request a One-time PIN from the department on WhatsApp. This will allow you to access your form and reset your PIN. All you need to do is follow the below-mentioned steps and you are good to go.

  • Contact SASSA on its official WhatsApp number 082 046 8553.
  • Send “Hi” and wait for their response.
  • After getting their response, reply “Help”.
  • Reply with “4” to the next response.
  • It will present you with several options. From those options find “SASSA OTP” and write it in the reply.
  • Now, SASSA will ask for the reference number. Enter the application reference number you got from the SASSA office. If you lost your SASSA reference number, you should recover it first.
  • Follow the steps they ask till the end to retrieve your OTP and reset your SASSA card.

Conclusion

In conclusion, the SASSA card stands as a cornerstone in South Africa’s social welfare system, offering a multitude of benefits to eligible individuals and families. Its importance lies in its role in promoting financial inclusion, enhancing convenience, ensuring security, fostering accountability, and empowering beneficiaries. By providing a reliable and efficient means for the distribution of social grants, the SASSA card not only facilitates access to essential funds but also contributes to the overall well-being and dignity of recipients. The SASSA beneficiaries can always use the above-mentioned methods to get their declined SASSA card working again.

Helpful Tips

  • While applying for a SASSA grant or any facility that SASSA provides to its citizens do not be involved in any fraudulent activities.
  • You can apply for pre-renewal of your SASSA card at the SASSA office if your SASSA card is going to expire in 1 or 2 weeks. 
  • Always keep your registered phone number ON. Keep yourself updated with the news regarding SASSA grants. 
  • Always withdraw the money within the daily transaction limit of our SASSA card. If you need more money, then you can withdraw it after 24 hours.
  • Take care of the golden or silver chip on your SASSA card, to keep it safe, you can put it in a soft leather wallet and avoid putting the wallet in your back pocket.
  • Do not share your card’s sensitive details with anyone unless the person is very closely related to you.
  • After the death of the SASSA beneficiary, the remaining grant amount in the beneficiary’s SASSA card will be paid to the family of the deceased in form of SASSA funeral benefits.

Frequently Asked Questions

This can be due to many reasons given above. You should contact SASSA or the Postbank through their helpline to resolve this issue.

If your SASSA card is not working then you can contact SASSA at their helpline 0800 601 1011 or you can physically go to SASSA’s office and get the issue solved.

Yes, according to the latest update by SASSA, there is no need for the beneficiaries to change their SASSA cards. Their old cards can be used to withdraw the grant funds.

Yes, if you’re involved in any fraudulent activity or any suspicious transactions, your SASSA card could be blocked.

You will get a notification from SASSA saying that your card is blocked you can also check this by going to your nearest ATM and then using your card. It will display a notification stating that your card is blocked.

No, the SASSA card does not expire. It is valid until your grant lasts once it is issued.

Yes, you can use your SASSA card at any ATM in South Africa.

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